Cash Bonus Program 2025/26 - This Item will update as the program changes
2024-04-25 | 05:54:02
What you need to know
Cash Bonus Offer:
Note: Multiple Lenders have this offer available
Lender 1 - Must submit for approval by December 15th, 2025 and close on or before April 24th, 2026.
The offer is available for a 3-year closed fixed, variable, or adjustable term or longer.
What you need to know Cash Offer:
- Purchase, Refinance and Transfer-in customers can benefit from a cash bonus of up to $5,100 based on the amount of *new funds borrowed. Customers who opt for a Mortgage loan with a Term Portion that meet the requirements are eligible for the cash bonus offer!
- The requirements are:
- Selecting a Mortgage or a Term Portion on a new mortgage that:
- Has a minimum three-year closed term
- Has a minimum, new principal amount of $100,000
- YOUR CASH BONUS, will be deposited into your bank account within 30 days of the funding date.
- You must pay your mortgage through an account at this bank to qualify.
Qualified Applicants only may receive a Cash Bonus, subject to lender requirements. Cash Bonus program is subject to Lender participation. The bank may end their participation without notice.
Bank Partners' Cash Bonus Structure
|
Borrowing Amount |
Cash Bonus |
|
$100,000 - $299,999 |
$1,100 |
|
$300,000 - $499,999 |
$1,100 |
|
$500,000 - $749,999 |
$2,100 |
|
$750,000 - $999,999 |
$3,100 |
|
$1,000,000 + |
$5,100 |
Borrowers may use the Cash Bonus for anything they like. Existing debts, paying down the mortgage, contributing to RRSP or RESP savings and more.
Lender 2 - Must submit for approval by February 3, 2026 and close on or before March 1, 2026.
The offer is available for a 3-year closed fixed, variable, or adjustable term or longer.
What you need to know Cash Offer:
- Refinance and Transfer-in customers can benefit from a cash bonus of up to $5,100 based on the amount of *new funds borrowed. Customers who opt for a Mortgage OR a combined Home Equity loan with a Term Portion that meet the requirements are eligible for the cash bonus offer!
- The requirements are:
- Selecting a Mortgage or a Term Portion on a new mortgage that:
- Has a minimum three-year closed term
- Has a minimum, new principal amount of $100,000
- YOUR CASH BONUS, will be deposited into your bank account OR HELOC within 30 days of the funding date.
Cash Bonus is currently available through one of our bank partners. You must open a bank account through the bank partner and use this account for mortgage payments if you do not apply for a HELOC, in order to be eligible for the cash bonus offer.
Qualified Applicants only may receive a Cash Bonus, subject to lender requirements. Cash Bonus program is subject to Lender participation. The bank may end their participation without notice.
Bank Partners' Cash Bonus Structure
|
Borrowing Amount |
Cash Bonus |
|
$100,000 - $299,999 |
$500 |
|
$300,000 - $499,999 |
$1,000 |
|
$500,000 - $749,999 |
$2,000 |
|
$750,000 - $999,999 |
$3,000 |
|
$1,000,000 + |
$5,100 |
Borrowers may use the Cash Bonus for anything they like. Existing debts, paying down the mortgage, contributing to RRSP or RESP savings and more.
